Cost of Living in Oneonta, NY
Overall index: 75 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 54 | -46% | $690 |
| Transportation | 100 | +0% | $3.50 |
| Food | 87 | -13% | $357 |
| Utilities | 77 | -23% | $97 |
| Healthcare | 77 | -23% | $70 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Oneonta?
A single adult living comfortably in Oneonta, NY needs approximately $26,250 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Oneonta, NY?
The overall cost of living in Oneonta, NY is 25% lower than the US national average (index: 75 where 100 = national average).
How much is rent in Oneonta, NY?
Average rent for a 1-bedroom apartment in Oneonta, NY is about $690/month.
Is Oneonta, NY expensive to live in?
No, Oneonta, NY is affordable (below national average).
What salary do I need to live in Oneonta, NY?
A single adult needs roughly $26,250/year to cover basic living costs in Oneonta, NY.