Cost of Living in Oil City, PA
Overall index: 55 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 19 | -81% | $559 |
| Transportation | 106 | +6% | $3.50 |
| Food | 71 | -29% | $291 |
| Utilities | 60 | -40% | $34 |
| Healthcare | 60 | -40% | $25 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Oil City?
A single adult living comfortably in Oil City, PA needs approximately $19,250 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Oil City, PA?
The overall cost of living in Oil City, PA is 45% lower than the US national average (index: 55 where 100 = national average).
How much is rent in Oil City, PA?
Average rent for a 1-bedroom apartment in Oil City, PA is about $559/month.
Is Oil City, PA expensive to live in?
No, Oil City, PA is affordable (below national average).
What salary do I need to live in Oil City, PA?
A single adult needs roughly $19,250/year to cover basic living costs in Oil City, PA.