Cost of Living in Oceanside, NY
Overall index: 159 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 180 | +80% | $1,483 |
| Transportation | 105 | +5% | $3.50 |
| Food | 195 | +95% | $800 |
| Utilities | 140 | +40% | $324 |
| Healthcare | 140 | +40% | $234 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Oceanside?
A single adult living comfortably in Oceanside, NY needs approximately $55,650 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Oceanside, NY?
The overall cost of living in Oceanside, NY is 59% higher than the US national average (index: 159 where 100 = national average).
How much is rent in Oceanside, NY?
Average rent for a 1-bedroom apartment in Oceanside, NY is about $1,483/month.
Is Oceanside, NY expensive to live in?
Yes, Oceanside, NY is considered expensive (index above national average).
What salary do I need to live in Oceanside, NY?
A single adult needs roughly $55,650/year to cover basic living costs in Oceanside, NY.