Cost of Living in Ocean City, NJ
Overall index: 160 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 207 | +107% | $1,169 |
| Transportation | 99 | -1% | $3.50 |
| Food | 136 | +36% | $558 |
| Utilities | 154 | +54% | $373 |
| Healthcare | 154 | +54% | $269 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Ocean City?
A single adult living comfortably in Ocean City, NJ needs approximately $56,000 / year after taxes.
Already earning a salary somewhere else? Compare it directly:
Frequently Asked Questions
What is the cost of living in Ocean City, NJ?
The overall cost of living in Ocean City, NJ is 60% higher than the US national average (index: 160 where 100 = national average).
How much is rent in Ocean City, NJ?
Average rent for a 1-bedroom apartment in Ocean City, NJ is about $1,169/month.
Is Ocean City, NJ expensive to live in?
Yes, Ocean City, NJ is considered expensive (index above national average).
What salary do I need to live in Ocean City, NJ?
A single adult needs roughly $56,000/year to cover basic living costs in Ocean City, NJ.