Cost of Living in Ocala, FL
Overall index: 78 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Overall
78
↓ -22% vs US
Cost Breakdown by Category
Housing
63
↓ -37% vs US
$861 Median rent (1BR)
Transportation
107
↑ +7% vs US
$3.50 Gas price (gal)
Food
72
↓ -28% vs US
$295 Groceries / month
Utilities
82
↓ -18% vs US
$113 Utilities / month
Healthcare
82
↓ -18% vs US
$82 Doctor visit
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 63 | -37% | $861 |
| Transportation | 107 | +7% | $3.50 |
| Food | 72 | -28% | $295 |
| Utilities | 82 | -18% | $113 |
| Healthcare | 82 | -18% | $82 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Ocala?
A single adult living comfortably in Ocala, FL needs approximately $27,300 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Ocala, FL?
The overall cost of living in Ocala, FL is 22% lower than the US national average (index: 78 where 100 = national average).
How much is rent in Ocala, FL?
Average rent for a 1-bedroom apartment in Ocala, FL is about $861/month.
Is Ocala, FL expensive to live in?
No, Ocala, FL is affordable (below national average).
What salary do I need to live in Ocala, FL?
A single adult needs roughly $27,300/year to cover basic living costs in Ocala, FL.