Cost of Living in Oakland, NJ
Overall index: 154 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 163 | +63% | $1,023 |
| Transportation | 103 | +3% | $3.50 |
| Food | 218 | +118% | $894 |
| Utilities | 132 | +32% | $293 |
| Healthcare | 132 | +32% | $212 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Oakland?
A single adult living comfortably in Oakland, NJ needs approximately $53,900 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Oakland, NJ?
The overall cost of living in Oakland, NJ is 54% higher than the US national average (index: 154 where 100 = national average).
How much is rent in Oakland, NJ?
Average rent for a 1-bedroom apartment in Oakland, NJ is about $1,023/month.
Is Oakland, NJ expensive to live in?
Yes, Oakland, NJ is considered expensive (index above national average).
What salary do I need to live in Oakland, NJ?
A single adult needs roughly $53,900/year to cover basic living costs in Oakland, NJ.