Cost of Living in Oak Island, NC
Overall index: 111 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 117 | +17% | $846 |
| Transportation | 100 | +0% | $3.50 |
| Food | 112 | +12% | $459 |
| Utilities | 109 | +9% | $211 |
| Healthcare | 109 | +9% | $152 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Oak Island?
A single adult living comfortably in Oak Island, NC needs approximately $38,850 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Oak Island, NC?
The overall cost of living in Oak Island, NC is 11% higher than the US national average (index: 111 where 100 = national average).
How much is rent in Oak Island, NC?
Average rent for a 1-bedroom apartment in Oak Island, NC is about $846/month.
Is Oak Island, NC expensive to live in?
Yes, Oak Island, NC is considered expensive (index above national average).
What salary do I need to live in Oak Island, NC?
A single adult needs roughly $38,850/year to cover basic living costs in Oak Island, NC.