Cost of Living in Oak Harbor, WA
Overall index: 110 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 121 | +21% | $1,140 |
| Transportation | 102 | +2% | $3.50 |
| Food | 96 | -4% | $394 |
| Utilities | 111 | +11% | $218 |
| Healthcare | 111 | +11% | $157 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Oak Harbor?
A single adult living comfortably in Oak Harbor, WA needs approximately $38,500 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Oak Harbor, WA?
The overall cost of living in Oak Harbor, WA is 10% higher than the US national average (index: 110 where 100 = national average).
How much is rent in Oak Harbor, WA?
Average rent for a 1-bedroom apartment in Oak Harbor, WA is about $1,140/month.
Is Oak Harbor, WA expensive to live in?
Costs in Oak Harbor, WA are roughly in line with the national average.
What salary do I need to live in Oak Harbor, WA?
A single adult needs roughly $38,500/year to cover basic living costs in Oak Harbor, WA.