Cost of Living in Northampton, MA
Overall index: 109 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 114 | +14% | $983 |
| Transportation | 103 | +3% | $3.50 |
| Food | 105 | +5% | $431 |
| Utilities | 107 | +7% | $205 |
| Healthcare | 107 | +7% | $148 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Northampton?
A single adult living comfortably in Northampton, MA needs approximately $38,150 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Northampton, MA?
The overall cost of living in Northampton, MA is 9% higher than the US national average (index: 109 where 100 = national average).
How much is rent in Northampton, MA?
Average rent for a 1-bedroom apartment in Northampton, MA is about $983/month.
Is Northampton, MA expensive to live in?
Costs in Northampton, MA are roughly in line with the national average.
What salary do I need to live in Northampton, MA?
A single adult needs roughly $38,150/year to cover basic living costs in Northampton, MA.