Cost of Living in Niagara Falls, NY
Overall index: 61 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 30 | -70% | $549 |
| Transportation | 112 | +12% | $3.50 |
| Food | 65 | -35% | $267 |
| Utilities | 65 | -35% | $54 |
| Healthcare | 65 | -35% | $39 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Niagara Falls?
A single adult living comfortably in Niagara Falls, NY needs approximately $21,350 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Niagara Falls, NY?
The overall cost of living in Niagara Falls, NY is 39% lower than the US national average (index: 61 where 100 = national average).
How much is rent in Niagara Falls, NY?
Average rent for a 1-bedroom apartment in Niagara Falls, NY is about $549/month.
Is Niagara Falls, NY expensive to live in?
No, Niagara Falls, NY is affordable (below national average).
What salary do I need to live in Niagara Falls, NY?
A single adult needs roughly $21,350/year to cover basic living costs in Niagara Falls, NY.