Cost of Living in Murray, KY
Overall index: 70 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 56 | -44% | $585 |
| Transportation | 103 | +3% | $3.50 |
| Food | 54 | -46% | $221 |
| Utilities | 78 | -22% | $101 |
| Healthcare | 78 | -22% | $73 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Murray?
A single adult living comfortably in Murray, KY needs approximately $24,500 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Murray, KY?
The overall cost of living in Murray, KY is 30% lower than the US national average (index: 70 where 100 = national average).
How much is rent in Murray, KY?
Average rent for a 1-bedroom apartment in Murray, KY is about $585/month.
Is Murray, KY expensive to live in?
No, Murray, KY is affordable (below national average).
What salary do I need to live in Murray, KY?
A single adult needs roughly $24,500/year to cover basic living costs in Murray, KY.