Cost of Living in Murphy, TX
Overall index: 146 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 146 | +46% | $1,848 |
| Transportation | 101 | +1% | $3.50 |
| Food | 221 | +121% | $906 |
| Utilities | 123 | +23% | $263 |
| Healthcare | 123 | +23% | $190 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Murphy?
A single adult living comfortably in Murphy, TX needs approximately $51,100 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Murphy, TX?
The overall cost of living in Murphy, TX is 46% higher than the US national average (index: 146 where 100 = national average).
How much is rent in Murphy, TX?
Average rent for a 1-bedroom apartment in Murphy, TX is about $1,848/month.
Is Murphy, TX expensive to live in?
Yes, Murphy, TX is considered expensive (index above national average).
What salary do I need to live in Murphy, TX?
A single adult needs roughly $51,100/year to cover basic living costs in Murphy, TX.