Cost of Living in Mount Sterling, KY
Overall index: 70 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 51 | -49% | $395 |
| Transportation | 101 | +1% | $3.50 |
| Food | 68 | -32% | $279 |
| Utilities | 76 | -24% | $92 |
| Healthcare | 76 | -24% | $66 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Mount Sterling?
A single adult living comfortably in Mount Sterling, KY needs approximately $24,500 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Mount Sterling, KY?
The overall cost of living in Mount Sterling, KY is 30% lower than the US national average (index: 70 where 100 = national average).
How much is rent in Mount Sterling, KY?
Average rent for a 1-bedroom apartment in Mount Sterling, KY is about $395/month.
Is Mount Sterling, KY expensive to live in?
No, Mount Sterling, KY is affordable (below national average).
What salary do I need to live in Mount Sterling, KY?
A single adult needs roughly $24,500/year to cover basic living costs in Mount Sterling, KY.