Cost of Living in Moraga, CA
Overall index: 312 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 459 | +359% | $2,183 |
| Transportation | 105 | +5% | $3.50 |
| Food | 268 | +168% | $1,099 |
| Utilities | 280 | +180% | $826 |
| Healthcare | 280 | +180% | $597 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Moraga?
A single adult living comfortably in Moraga, CA needs approximately $109,200 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Moraga, CA?
The overall cost of living in Moraga, CA is 212% higher than the US national average (index: 312 where 100 = national average).
How much is rent in Moraga, CA?
Average rent for a 1-bedroom apartment in Moraga, CA is about $2,183/month.
Is Moraga, CA expensive to live in?
Yes, Moraga, CA is considered expensive (index above national average).
What salary do I need to live in Moraga, CA?
A single adult needs roughly $109,200/year to cover basic living costs in Moraga, CA.