Cost of Living in Montgomery, OH
Overall index: 141 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 145 | +45% | $1,055 |
| Transportation | 99 | -1% | $3.50 |
| Food | 199 | +99% | $816 |
| Utilities | 123 | +23% | $261 |
| Healthcare | 123 | +23% | $189 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Montgomery?
A single adult living comfortably in Montgomery, OH needs approximately $49,350 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Montgomery, OH?
The overall cost of living in Montgomery, OH is 41% higher than the US national average (index: 141 where 100 = national average).
How much is rent in Montgomery, OH?
Average rent for a 1-bedroom apartment in Montgomery, OH is about $1,055/month.
Is Montgomery, OH expensive to live in?
Yes, Montgomery, OH is considered expensive (index above national average).
What salary do I need to live in Montgomery, OH?
A single adult needs roughly $49,350/year to cover basic living costs in Montgomery, OH.