Cost of Living in Monterey, CA
Overall index: 202 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 288 | +188% | $1,602 |
| Transportation | 102 | +2% | $3.50 |
| Food | 139 | +39% | $570 |
| Utilities | 194 | +94% | $518 |
| Healthcare | 194 | +94% | $374 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Monterey?
A single adult living comfortably in Monterey, CA needs approximately $70,700 / year after taxes.
Already earning a salary somewhere else? Compare it directly:
Frequently Asked Questions
What is the cost of living in Monterey, CA?
The overall cost of living in Monterey, CA is 102% higher than the US national average (index: 202 where 100 = national average).
How much is rent in Monterey, CA?
Average rent for a 1-bedroom apartment in Monterey, CA is about $1,602/month.
Is Monterey, CA expensive to live in?
Yes, Monterey, CA is considered expensive (index above national average).
What salary do I need to live in Monterey, CA?
A single adult needs roughly $70,700/year to cover basic living costs in Monterey, CA.