Cost of Living in Montecito, CA
Overall index: 375 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 574 | +474% | $2,451 |
| Transportation | 101 | +1% | $3.50 |
| Food | 299 | +199% | $1,226 |
| Utilities | 337 | +237% | $1,033 |
| Healthcare | 337 | +237% | $746 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Montecito?
A single adult living comfortably in Montecito, CA needs approximately $131,250 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Montecito, CA?
The overall cost of living in Montecito, CA is 275% higher than the US national average (index: 375 where 100 = national average).
How much is rent in Montecito, CA?
Average rent for a 1-bedroom apartment in Montecito, CA is about $2,451/month.
Is Montecito, CA expensive to live in?
Yes, Montecito, CA is considered expensive (index above national average).
What salary do I need to live in Montecito, CA?
A single adult needs roughly $131,250/year to cover basic living costs in Montecito, CA.