Cost of Living in Middletown, NY
Overall index: 91 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 78 | -22% | $1,130 |
| Transportation | 105 | +5% | $3.50 |
| Food | 103 | +3% | $422 |
| Utilities | 89 | -11% | $140 |
| Healthcare | 89 | -11% | $101 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Middletown?
A single adult living comfortably in Middletown, NY needs approximately $31,850 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Middletown, NY?
The overall cost of living in Middletown, NY is 9% lower than the US national average (index: 91 where 100 = national average).
How much is rent in Middletown, NY?
Average rent for a 1-bedroom apartment in Middletown, NY is about $1,130/month.
Is Middletown, NY expensive to live in?
Costs in Middletown, NY are roughly in line with the national average.
What salary do I need to live in Middletown, NY?
A single adult needs roughly $31,850/year to cover basic living costs in Middletown, NY.