Cost of Living in McHenry, IL
Overall index: 88 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 70 | -30% | $1,056 |
| Transportation | 100 | +0% | $3.50 |
| Food | 116 | +16% | $476 |
| Utilities | 85 | -15% | $126 |
| Healthcare | 85 | -15% | $91 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in McHenry?
A single adult living comfortably in McHenry, IL needs approximately $30,800 / year after taxes.
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Frequently Asked Questions
What is the cost of living in McHenry, IL?
The overall cost of living in McHenry, IL is 12% lower than the US national average (index: 88 where 100 = national average).
How much is rent in McHenry, IL?
Average rent for a 1-bedroom apartment in McHenry, IL is about $1,056/month.
Is McHenry, IL expensive to live in?
No, McHenry, IL is affordable (below national average).
What salary do I need to live in McHenry, IL?
A single adult needs roughly $30,800/year to cover basic living costs in McHenry, IL.