Cost of Living in McAllen, TX
Overall index: 72 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 50 | -50% | $712 |
| Transportation | 104 | +4% | $3.50 |
| Food | 81 | -19% | $332 |
| Utilities | 75 | -25% | $90 |
| Healthcare | 75 | -25% | $65 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in McAllen?
A single adult living comfortably in McAllen, TX needs approximately $25,200 / year after taxes.
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Frequently Asked Questions
What is the cost of living in McAllen, TX?
The overall cost of living in McAllen, TX is 28% lower than the US national average (index: 72 where 100 = national average).
How much is rent in McAllen, TX?
Average rent for a 1-bedroom apartment in McAllen, TX is about $712/month.
Is McAllen, TX expensive to live in?
No, McAllen, TX is affordable (below national average).
What salary do I need to live in McAllen, TX?
A single adult needs roughly $25,200/year to cover basic living costs in McAllen, TX.