Cost of Living in Lutz, FL
Overall index: 125 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 130 | +30% | $1,154 |
| Transportation | 99 | -1% | $3.50 |
| Food | 153 | +53% | $627 |
| Utilities | 115 | +15% | $234 |
| Healthcare | 115 | +15% | $169 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Lutz?
A single adult living comfortably in Lutz, FL needs approximately $43,750 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Lutz, FL?
The overall cost of living in Lutz, FL is 25% higher than the US national average (index: 125 where 100 = national average).
How much is rent in Lutz, FL?
Average rent for a 1-bedroom apartment in Lutz, FL is about $1,154/month.
Is Lutz, FL expensive to live in?
Yes, Lutz, FL is considered expensive (index above national average).
What salary do I need to live in Lutz, FL?
A single adult needs roughly $43,750/year to cover basic living costs in Lutz, FL.