Cost of Living in Lowell, MA
Overall index: 108 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 113 | +13% | $1,122 |
| Transportation | 104 | +4% | $3.50 |
| Food | 102 | +2% | $418 |
| Utilities | 107 | +7% | $203 |
| Healthcare | 107 | +7% | $147 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Lowell?
A single adult living comfortably in Lowell, MA needs approximately $37,800 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Lowell, MA?
The overall cost of living in Lowell, MA is 8% higher than the US national average (index: 108 where 100 = national average).
How much is rent in Lowell, MA?
Average rent for a 1-bedroom apartment in Lowell, MA is about $1,122/month.
Is Lowell, MA expensive to live in?
Costs in Lowell, MA are roughly in line with the national average.
What salary do I need to live in Lowell, MA?
A single adult needs roughly $37,800/year to cover basic living costs in Lowell, MA.