Cost of Living in Loveland, OH
Overall index: 97 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 88 | -12% | $819 |
| Transportation | 99 | -1% | $3.50 |
| Food | 116 | +16% | $476 |
| Utilities | 94 | -6% | $158 |
| Healthcare | 94 | -6% | $114 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Loveland?
A single adult living comfortably in Loveland, OH needs approximately $33,950 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Loveland, OH?
The overall cost of living in Loveland, OH is 3% lower than the US national average (index: 97 where 100 = national average).
How much is rent in Loveland, OH?
Average rent for a 1-bedroom apartment in Loveland, OH is about $819/month.
Is Loveland, OH expensive to live in?
Costs in Loveland, OH are roughly in line with the national average.
What salary do I need to live in Loveland, OH?
A single adult needs roughly $33,950/year to cover basic living costs in Loveland, OH.