Cost of Living in Loveland, CO
Overall index: 118 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 130 | +30% | $1,178 |
| Transportation | 103 | +3% | $3.50 |
| Food | 111 | +11% | $455 |
| Utilities | 115 | +15% | $234 |
| Healthcare | 115 | +15% | $169 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Loveland?
A single adult living comfortably in Loveland, CO needs approximately $41,300 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Loveland, CO?
The overall cost of living in Loveland, CO is 18% higher than the US national average (index: 118 where 100 = national average).
How much is rent in Loveland, CO?
Average rent for a 1-bedroom apartment in Loveland, CO is about $1,178/month.
Is Loveland, CO expensive to live in?
Yes, Loveland, CO is considered expensive (index above national average).
What salary do I need to live in Loveland, CO?
A single adult needs roughly $41,300/year to cover basic living costs in Loveland, CO.