Cost of Living in Lodi, NJ
Overall index: 118 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 129 | +29% | $1,173 |
| Transportation | 105 | +5% | $3.50 |
| Food | 113 | +13% | $463 |
| Utilities | 115 | +15% | $232 |
| Healthcare | 115 | +15% | $168 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Lodi?
A single adult living comfortably in Lodi, NJ needs approximately $41,300 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Lodi, NJ?
The overall cost of living in Lodi, NJ is 18% higher than the US national average (index: 118 where 100 = national average).
How much is rent in Lodi, NJ?
Average rent for a 1-bedroom apartment in Lodi, NJ is about $1,173/month.
Is Lodi, NJ expensive to live in?
Yes, Lodi, NJ is considered expensive (index above national average).
What salary do I need to live in Lodi, NJ?
A single adult needs roughly $41,300/year to cover basic living costs in Lodi, NJ.