Cost of Living in Lincoln, IL
Overall index: 61 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 32 | -68% | $563 |
| Transportation | 101 | +1% | $3.50 |
| Food | 73 | -27% | $299 |
| Utilities | 66 | -34% | $58 |
| Healthcare | 66 | -34% | $42 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Lincoln?
A single adult living comfortably in Lincoln, IL needs approximately $21,350 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Lincoln, IL?
The overall cost of living in Lincoln, IL is 39% lower than the US national average (index: 61 where 100 = national average).
How much is rent in Lincoln, IL?
Average rent for a 1-bedroom apartment in Lincoln, IL is about $563/month.
Is Lincoln, IL expensive to live in?
No, Lincoln, IL is affordable (below national average).
What salary do I need to live in Lincoln, IL?
A single adult needs roughly $21,350/year to cover basic living costs in Lincoln, IL.