Cost of Living in Lake City, FL
Overall index: 70 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 51 | -49% | $658 |
| Transportation | 103 | +3% | $3.50 |
| Food | 69 | -31% | $283 |
| Utilities | 76 | -24% | $92 |
| Healthcare | 76 | -24% | $66 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Lake City?
A single adult living comfortably in Lake City, FL needs approximately $24,500 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Lake City, FL?
The overall cost of living in Lake City, FL is 30% lower than the US national average (index: 70 where 100 = national average).
How much is rent in Lake City, FL?
Average rent for a 1-bedroom apartment in Lake City, FL is about $658/month.
Is Lake City, FL expensive to live in?
No, Lake City, FL is affordable (below national average).
What salary do I need to live in Lake City, FL?
A single adult needs roughly $24,500/year to cover basic living costs in Lake City, FL.