Cost of Living in Key West, FL
Overall index: 167 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 234 | +134% | $1,453 |
| Transportation | 96 | -4% | $3.50 |
| Food | 105 | +5% | $431 |
| Utilities | 167 | +67% | $421 |
| Healthcare | 167 | +67% | $304 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Key West?
A single adult living comfortably in Key West, FL needs approximately $58,450 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Key West, FL?
The overall cost of living in Key West, FL is 67% higher than the US national average (index: 167 where 100 = national average).
How much is rent in Key West, FL?
Average rent for a 1-bedroom apartment in Key West, FL is about $1,453/month.
Is Key West, FL expensive to live in?
Yes, Key West, FL is considered expensive (index above national average).
What salary do I need to live in Key West, FL?
A single adult needs roughly $58,450/year to cover basic living costs in Key West, FL.