Cost of Living in Key Largo, FL
Overall index: 142 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 180 | +80% | $1,322 |
| Transportation | 102 | +2% | $3.50 |
| Food | 106 | +6% | $435 |
| Utilities | 140 | +40% | $324 |
| Healthcare | 140 | +40% | $234 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Key Largo?
A single adult living comfortably in Key Largo, FL needs approximately $49,700 / year after taxes.
Already earning a salary somewhere else? Compare it directly:
Frequently Asked Questions
What is the cost of living in Key Largo, FL?
The overall cost of living in Key Largo, FL is 42% higher than the US national average (index: 142 where 100 = national average).
How much is rent in Key Largo, FL?
Average rent for a 1-bedroom apartment in Key Largo, FL is about $1,322/month.
Is Key Largo, FL expensive to live in?
Yes, Key Largo, FL is considered expensive (index above national average).
What salary do I need to live in Key Largo, FL?
A single adult needs roughly $49,700/year to cover basic living costs in Key Largo, FL.