Cost of Living in Kearny, NJ
Overall index: 115 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 124 | +24% | $1,154 |
| Transportation | 103 | +3% | $3.50 |
| Food | 111 | +11% | $455 |
| Utilities | 112 | +12% | $223 |
| Healthcare | 112 | +12% | $161 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Kearny?
A single adult living comfortably in Kearny, NJ needs approximately $40,250 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Kearny, NJ?
The overall cost of living in Kearny, NJ is 15% higher than the US national average (index: 115 where 100 = national average).
How much is rent in Kearny, NJ?
Average rent for a 1-bedroom apartment in Kearny, NJ is about $1,154/month.
Is Kearny, NJ expensive to live in?
Yes, Kearny, NJ is considered expensive (index above national average).
What salary do I need to live in Kearny, NJ?
A single adult needs roughly $40,250/year to cover basic living costs in Kearny, NJ.