Cost of Living in Katy, TX
Overall index: 113 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 108 | +8% | $1,126 |
| Transportation | 104 | +4% | $3.50 |
| Food | 144 | +44% | $590 |
| Utilities | 104 | +4% | $194 |
| Healthcare | 104 | +4% | $140 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Katy?
A single adult living comfortably in Katy, TX needs approximately $39,550 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Katy, TX?
The overall cost of living in Katy, TX is 13% higher than the US national average (index: 113 where 100 = national average).
How much is rent in Katy, TX?
Average rent for a 1-bedroom apartment in Katy, TX is about $1,126/month.
Is Katy, TX expensive to live in?
Yes, Katy, TX is considered expensive (index above national average).
What salary do I need to live in Katy, TX?
A single adult needs roughly $39,550/year to cover basic living costs in Katy, TX.