Cost of Living in Kapaa, HI
Overall index: 171 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 236 | +136% | $1,398 |
| Transportation | 96 | -4% | $3.50 |
| Food | 120 | +20% | $492 |
| Utilities | 168 | +68% | $425 |
| Healthcare | 168 | +68% | $307 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Kapaa?
A single adult living comfortably in Kapaa, HI needs approximately $59,850 / year after taxes.
Already earning a salary somewhere else? Compare it directly:
Frequently Asked Questions
What is the cost of living in Kapaa, HI?
The overall cost of living in Kapaa, HI is 71% higher than the US national average (index: 171 where 100 = national average).
How much is rent in Kapaa, HI?
Average rent for a 1-bedroom apartment in Kapaa, HI is about $1,398/month.
Is Kapaa, HI expensive to live in?
Yes, Kapaa, HI is considered expensive (index above national average).
What salary do I need to live in Kapaa, HI?
A single adult needs roughly $59,850/year to cover basic living costs in Kapaa, HI.