Cost of Living in Kailua, HI
Overall index: 246 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 356 | +256% | $2,148 |
| Transportation | 99 | -1% | $3.50 |
| Food | 196 | +96% | $804 |
| Utilities | 228 | +128% | $641 |
| Healthcare | 228 | +128% | $463 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Kailua?
A single adult living comfortably in Kailua, HI needs approximately $86,100 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Kailua, HI?
The overall cost of living in Kailua, HI is 146% higher than the US national average (index: 246 where 100 = national average).
How much is rent in Kailua, HI?
Average rent for a 1-bedroom apartment in Kailua, HI is about $2,148/month.
Is Kailua, HI expensive to live in?
Yes, Kailua, HI is considered expensive (index above national average).
What salary do I need to live in Kailua, HI?
A single adult needs roughly $86,100/year to cover basic living costs in Kailua, HI.