Cost of Living in Holyoke, MA
Overall index: 82 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 73 | -27% | $711 |
| Transportation | 107 | +7% | $3.50 |
| Food | 69 | -31% | $283 |
| Utilities | 87 | -13% | $131 |
| Healthcare | 87 | -13% | $95 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Holyoke?
A single adult living comfortably in Holyoke, MA needs approximately $28,700 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Holyoke, MA?
The overall cost of living in Holyoke, MA is 18% lower than the US national average (index: 82 where 100 = national average).
How much is rent in Holyoke, MA?
Average rent for a 1-bedroom apartment in Holyoke, MA is about $711/month.
Is Holyoke, MA expensive to live in?
No, Holyoke, MA is affordable (below national average).
What salary do I need to live in Holyoke, MA?
A single adult needs roughly $28,700/year to cover basic living costs in Holyoke, MA.