Cost of Living in Hillsdale, NJ
Overall index: 168 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 189 | +89% | $1,204 |
| Transportation | 99 | -1% | $3.50 |
| Food | 227 | +127% | $931 |
| Utilities | 145 | +45% | $340 |
| Healthcare | 145 | +45% | $246 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Hillsdale?
A single adult living comfortably in Hillsdale, NJ needs approximately $58,800 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Hillsdale, NJ?
The overall cost of living in Hillsdale, NJ is 68% higher than the US national average (index: 168 where 100 = national average).
How much is rent in Hillsdale, NJ?
Average rent for a 1-bedroom apartment in Hillsdale, NJ is about $1,204/month.
Is Hillsdale, NJ expensive to live in?
Yes, Hillsdale, NJ is considered expensive (index above national average).
What salary do I need to live in Hillsdale, NJ?
A single adult needs roughly $58,800/year to cover basic living costs in Hillsdale, NJ.