Cost of Living in Hillsborough, NJ
Overall index: 126 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 118 | +18% | $1,329 |
| Transportation | 101 | +1% | $3.50 |
| Food | 191 | +91% | $783 |
| Utilities | 109 | +9% | $212 |
| Healthcare | 109 | +9% | $153 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Hillsborough?
A single adult living comfortably in Hillsborough, NJ needs approximately $44,100 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Hillsborough, NJ?
The overall cost of living in Hillsborough, NJ is 26% higher than the US national average (index: 126 where 100 = national average).
How much is rent in Hillsborough, NJ?
Average rent for a 1-bedroom apartment in Hillsborough, NJ is about $1,329/month.
Is Hillsborough, NJ expensive to live in?
Yes, Hillsborough, NJ is considered expensive (index above national average).
What salary do I need to live in Hillsborough, NJ?
A single adult needs roughly $44,100/year to cover basic living costs in Hillsborough, NJ.