Cost of Living in Hernando, FL
Overall index: 71 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 54 | -46% | $645 |
| Transportation | 114 | +14% | $3.50 |
| Food | 56 | -44% | $230 |
| Utilities | 77 | -23% | $97 |
| Healthcare | 77 | -23% | $70 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Hernando?
A single adult living comfortably in Hernando, FL needs approximately $24,850 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Hernando, FL?
The overall cost of living in Hernando, FL is 29% lower than the US national average (index: 71 where 100 = national average).
How much is rent in Hernando, FL?
Average rent for a 1-bedroom apartment in Hernando, FL is about $645/month.
Is Hernando, FL expensive to live in?
No, Hernando, FL is affordable (below national average).
What salary do I need to live in Hernando, FL?
A single adult needs roughly $24,850/year to cover basic living costs in Hernando, FL.