Cost of Living in Haverhill, MA
Overall index: 116 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 123 | +23% | $1,134 |
| Transportation | 105 | +5% | $3.50 |
| Food | 117 | +17% | $480 |
| Utilities | 112 | +12% | $221 |
| Healthcare | 112 | +12% | $160 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Haverhill?
A single adult living comfortably in Haverhill, MA needs approximately $40,600 / year after taxes.
Already earning a salary somewhere else? Compare it directly:
Frequently Asked Questions
What is the cost of living in Haverhill, MA?
The overall cost of living in Haverhill, MA is 16% higher than the US national average (index: 116 where 100 = national average).
How much is rent in Haverhill, MA?
Average rent for a 1-bedroom apartment in Haverhill, MA is about $1,134/month.
Is Haverhill, MA expensive to live in?
Yes, Haverhill, MA is considered expensive (index above national average).
What salary do I need to live in Haverhill, MA?
A single adult needs roughly $40,600/year to cover basic living costs in Haverhill, MA.