Cost of Living in Hammond, IN
Overall index: 67 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 41 | -59% | $762 |
| Transportation | 106 | +6% | $3.50 |
| Food | 72 | -28% | $295 |
| Utilities | 71 | -29% | $74 |
| Healthcare | 71 | -29% | $53 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Hammond?
A single adult living comfortably in Hammond, IN needs approximately $23,450 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Hammond, IN?
The overall cost of living in Hammond, IN is 33% lower than the US national average (index: 67 where 100 = national average).
How much is rent in Hammond, IN?
Average rent for a 1-bedroom apartment in Hammond, IN is about $762/month.
Is Hammond, IN expensive to live in?
No, Hammond, IN is affordable (below national average).
What salary do I need to live in Hammond, IN?
A single adult needs roughly $23,450/year to cover basic living costs in Hammond, IN.