Cost of Living in Hagerstown, MD
Overall index: 76 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 60 | -40% | $729 |
| Transportation | 109 | +9% | $3.50 |
| Food | 67 | -33% | $275 |
| Utilities | 80 | -20% | $108 |
| Healthcare | 80 | -20% | $78 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Hagerstown?
A single adult living comfortably in Hagerstown, MD needs approximately $26,600 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Hagerstown, MD?
The overall cost of living in Hagerstown, MD is 24% lower than the US national average (index: 76 where 100 = national average).
How much is rent in Hagerstown, MD?
Average rent for a 1-bedroom apartment in Hagerstown, MD is about $729/month.
Is Hagerstown, MD expensive to live in?
No, Hagerstown, MD is affordable (below national average).
What salary do I need to live in Hagerstown, MD?
A single adult needs roughly $26,600/year to cover basic living costs in Hagerstown, MD.