Cost of Living in Gloucester, MA
Overall index: 139 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 169 | +69% | $977 |
| Transportation | 105 | +5% | $3.50 |
| Food | 118 | +18% | $484 |
| Utilities | 135 | +35% | $304 |
| Healthcare | 135 | +35% | $220 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Gloucester?
A single adult living comfortably in Gloucester, MA needs approximately $48,650 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Gloucester, MA?
The overall cost of living in Gloucester, MA is 39% higher than the US national average (index: 139 where 100 = national average).
How much is rent in Gloucester, MA?
Average rent for a 1-bedroom apartment in Gloucester, MA is about $977/month.
Is Gloucester, MA expensive to live in?
Yes, Gloucester, MA is considered expensive (index above national average).
What salary do I need to live in Gloucester, MA?
A single adult needs roughly $48,650/year to cover basic living costs in Gloucester, MA.