Cost of Living in Georgetown, KY
Overall index: 86 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 70 | -30% | $839 |
| Transportation | 101 | +1% | $3.50 |
| Food | 105 | +5% | $431 |
| Utilities | 85 | -15% | $126 |
| Healthcare | 85 | -15% | $91 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Georgetown?
A single adult living comfortably in Georgetown, KY needs approximately $30,100 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Georgetown, KY?
The overall cost of living in Georgetown, KY is 14% lower than the US national average (index: 86 where 100 = national average).
How much is rent in Georgetown, KY?
Average rent for a 1-bedroom apartment in Georgetown, KY is about $839/month.
Is Georgetown, KY expensive to live in?
No, Georgetown, KY is affordable (below national average).
What salary do I need to live in Georgetown, KY?
A single adult needs roughly $30,100/year to cover basic living costs in Georgetown, KY.