Cost of Living in Gary, IN
Overall index: 56 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Overall
56
↓ -44% vs US
Cost Breakdown by Category
Housing
24
↓ -76% vs US
$683 Median rent (1BR)
Transportation
119
↑ +19% vs US
$3.50 Gas price (gal)
Food
50
↓ -50% vs US
$205 Groceries / month
Utilities
62
↓ -38% vs US
$43 Utilities / month
Healthcare
62
↓ -38% vs US
$31 Doctor visit
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 24 | -76% | $683 |
| Transportation | 119 | +19% | $3.50 |
| Food | 50 | -50% | $205 |
| Utilities | 62 | -38% | $43 |
| Healthcare | 62 | -38% | $31 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Gary?
A single adult living comfortably in Gary, IN needs approximately $19,600 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Gary, IN?
The overall cost of living in Gary, IN is 44% lower than the US national average (index: 56 where 100 = national average).
How much is rent in Gary, IN?
Average rent for a 1-bedroom apartment in Gary, IN is about $683/month.
Is Gary, IN expensive to live in?
No, Gary, IN is affordable (below national average).
What salary do I need to live in Gary, IN?
A single adult needs roughly $19,600/year to cover basic living costs in Gary, IN.