Cost of Living in Garden City, MI
Overall index: 73 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 47 | -53% | $694 |
| Transportation | 109 | +9% | $3.50 |
| Food | 86 | -14% | $353 |
| Utilities | 74 | -26% | $85 |
| Healthcare | 74 | -26% | $61 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Garden City?
A single adult living comfortably in Garden City, MI needs approximately $25,550 / year after taxes.
Already earning a salary somewhere else? Compare it directly:
Frequently Asked Questions
What is the cost of living in Garden City, MI?
The overall cost of living in Garden City, MI is 27% lower than the US national average (index: 73 where 100 = national average).
How much is rent in Garden City, MI?
Average rent for a 1-bedroom apartment in Garden City, MI is about $694/month.
Is Garden City, MI expensive to live in?
No, Garden City, MI is affordable (below national average).
What salary do I need to live in Garden City, MI?
A single adult needs roughly $25,550/year to cover basic living costs in Garden City, MI.