Cost of Living in Frederick, CO
Overall index: 141 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 152 | +52% | $1,576 |
| Transportation | 99 | -1% | $3.50 |
| Food | 181 | +81% | $742 |
| Utilities | 126 | +26% | $274 |
| Healthcare | 126 | +26% | $198 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Frederick?
A single adult living comfortably in Frederick, CO needs approximately $49,350 / year after taxes.
Already earning a salary somewhere else? Compare it directly:
Frequently Asked Questions
What is the cost of living in Frederick, CO?
The overall cost of living in Frederick, CO is 41% higher than the US national average (index: 141 where 100 = national average).
How much is rent in Frederick, CO?
Average rent for a 1-bedroom apartment in Frederick, CO is about $1,576/month.
Is Frederick, CO expensive to live in?
Yes, Frederick, CO is considered expensive (index above national average).
What salary do I need to live in Frederick, CO?
A single adult needs roughly $49,350/year to cover basic living costs in Frederick, CO.