Cost of Living in Fort Thomas, KY
Overall index: 100 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 87 | -13% | $767 |
| Transportation | 100 | +0% | $3.50 |
| Food | 135 | +35% | $554 |
| Utilities | 94 | -6% | $157 |
| Healthcare | 94 | -6% | $113 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Fort Thomas?
A single adult living comfortably in Fort Thomas, KY needs approximately $35,000 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Fort Thomas, KY?
The overall cost of living in Fort Thomas, KY is 0% lower than the US national average (index: 100 where 100 = national average).
How much is rent in Fort Thomas, KY?
Average rent for a 1-bedroom apartment in Fort Thomas, KY is about $767/month.
Is Fort Thomas, KY expensive to live in?
Costs in Fort Thomas, KY are roughly in line with the national average.
What salary do I need to live in Fort Thomas, KY?
A single adult needs roughly $35,000/year to cover basic living costs in Fort Thomas, KY.