Cost of Living in Florence, KY
Overall index: 76 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 56 | -44% | $839 |
| Transportation | 98 | -2% | $3.50 |
| Food | 92 | -8% | $377 |
| Utilities | 78 | -22% | $101 |
| Healthcare | 78 | -22% | $73 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Florence?
A single adult living comfortably in Florence, KY needs approximately $26,600 / year after taxes.
Already earning a salary somewhere else? Compare it directly:
Frequently Asked Questions
What is the cost of living in Florence, KY?
The overall cost of living in Florence, KY is 24% lower than the US national average (index: 76 where 100 = national average).
How much is rent in Florence, KY?
Average rent for a 1-bedroom apartment in Florence, KY is about $839/month.
Is Florence, KY expensive to live in?
No, Florence, KY is affordable (below national average).
What salary do I need to live in Florence, KY?
A single adult needs roughly $26,600/year to cover basic living costs in Florence, KY.