Cost of Living in Ferndale, WA
Overall index: 123 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 141 | +41% | $1,023 |
| Transportation | 101 | +1% | $3.50 |
| Food | 112 | +12% | $459 |
| Utilities | 121 | +21% | $254 |
| Healthcare | 121 | +21% | $183 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Ferndale?
A single adult living comfortably in Ferndale, WA needs approximately $43,050 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Ferndale, WA?
The overall cost of living in Ferndale, WA is 23% higher than the US national average (index: 123 where 100 = national average).
How much is rent in Ferndale, WA?
Average rent for a 1-bedroom apartment in Ferndale, WA is about $1,023/month.
Is Ferndale, WA expensive to live in?
Yes, Ferndale, WA is considered expensive (index above national average).
What salary do I need to live in Ferndale, WA?
A single adult needs roughly $43,050/year to cover basic living costs in Ferndale, WA.