Cost of Living in Ferndale, MD
Overall index: 102 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 93 | -7% | $1,196 |
| Transportation | 104 | +4% | $3.50 |
| Food | 124 | +24% | $508 |
| Utilities | 97 | -3% | $167 |
| Healthcare | 97 | -3% | $121 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Ferndale?
A single adult living comfortably in Ferndale, MD needs approximately $35,700 / year after taxes.
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Frequently Asked Questions
What is the cost of living in Ferndale, MD?
The overall cost of living in Ferndale, MD is 2% higher than the US national average (index: 102 where 100 = national average).
How much is rent in Ferndale, MD?
Average rent for a 1-bedroom apartment in Ferndale, MD is about $1,196/month.
Is Ferndale, MD expensive to live in?
Costs in Ferndale, MD are roughly in line with the national average.
What salary do I need to live in Ferndale, MD?
A single adult needs roughly $35,700/year to cover basic living costs in Ferndale, MD.