Cost of Living in Elsmere, KY
Overall index: 70 (100 = US national average). Data source: US Census ACS 2023 & BLS OEWS 2025, 2025.
Overall Cost of Living Index
Cost Breakdown by Category
| Category | Index | vs US avg | Sample cost |
|---|---|---|---|
| Housing | 45 | -55% | $912 |
| Transportation | 105 | +5% | $3.50 |
| Food | 82 | -18% | $336 |
| Utilities | 73 | -27% | $81 |
| Healthcare | 73 | -27% | $59 |
Index 100 = US national average. Higher = more expensive.
Cost breakdown (visual)
Salary Calculator: What do you need to earn in Elsmere?
A single adult living comfortably in Elsmere, KY needs approximately $24,500 / year after taxes.
Already earning a salary somewhere else? Compare it directly:
Frequently Asked Questions
What is the cost of living in Elsmere, KY?
The overall cost of living in Elsmere, KY is 30% lower than the US national average (index: 70 where 100 = national average).
How much is rent in Elsmere, KY?
Average rent for a 1-bedroom apartment in Elsmere, KY is about $912/month.
Is Elsmere, KY expensive to live in?
No, Elsmere, KY is affordable (below national average).
What salary do I need to live in Elsmere, KY?
A single adult needs roughly $24,500/year to cover basic living costs in Elsmere, KY.